Many time cancer survivors are simply out of luck the moment they want to purchase life insurance policy. It can be crushing as life insurance policy is an important factor of any solid financial strategy, particularly for a person who is young and productive.
The dilemma confronted by life insurance companies is that actuarial figuring for evaluating cancer survivors' risks is simply erroneous. There is a lot of fluctuation in each person and medical fact that cancer survivors can live long is not well understood.
Luckily now, recent medical discoveries and better knowledge on the way to lessen person's risks of having a cancer recurrence make it a lot more probable that cancer survivors can live long on into old age. Consequently, most life insurance companies currently provide insurance coverage to cancer survivors who live well on for a few years, typically 5 years, after the cancer was cured.
A few life insurance firms are increasingly even more generous. For example, by providing insurance policy at normal rates for females at forty or above who suffered breast cancer. The company criteria is that the cancer must a small and localized, still in stage one condition and physicians who certify the consumer has solid forecast for survival rate. They must also finish treatments and follow-up visits with no evidences of the cancer found.
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This blog is useful for the cancer patients to get the proper insurance to keep out them from the cancer. I got one doubt that any one can made as a nominee for the particular person anybody can clear my doubt and get some information about life Insurance it will be useful for the people.
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BalasHapusIf you have had cancer and you are looking for cancer life insurance, there are certain factors the insurance company will take into account and that will influence the policy. These include the type of cancer that you have and how far it has developed.
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Cancer is a very harmful to human. Cancer insurance is a type of supplemental health insurance that is meant to manage the risks associated with the cancer disease and its numerous manifestations
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BalasHapusThank you for this information. This will give us more hope and will help us think positively that my aunt who is a cancer survivor can get a life insurance policy. I hope that there are also some life insurance companies in the Philippines that offer such policy.
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BalasHapusI am glad that there are firms out there helping those with cancer get term life insurance when it's so difficult for them. There are many more cancer survivors these days and they are living well into old age. I am thankful for your blog and all the help you give to those who have or had cancer.
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